Our two main restaurant funding programs consist of unsecured cash loans with no down payment or collateral required, and revolving lines of credit for existing restaurant owners or start-ups. We also have a funding program for chefs and restaurant managers who want to open their own restaurant.

Funding is typically available from $20,000 to $500,000 for startups, and up to $2 Million for existing restaurants with revenue. Funding amounts vary based on several factors. We maximize your borrowing potential by leveraging our network and wide array of funding options with our 100+ lending sources, to get you the most amount of funding possible.

We can get you a pre-approval within 24 hours or less, and depending on the amount of funds requested, it takes about 1-2 days for us to complete our submissions and get you approvals with good offers. It then takes approximately 2-7 business days for the funding to arrive after the date of approval. You will receive a clear timeline of your loan process, so you know what to expect. Our step-by-step process minimizes delays, ensuring a smooth path to funding.

Absolutely not. Nothing is charged to our clients upfront. Dining Boost does not charge an upfront fee, but rather a percentage of the funding that we are able to obtain on your behalf. Our service fees can vary from file to file, based on the level of work which needs to be performed in order to help secure your funding, and also whether it's your first time working with us or you're a repeat client. Our service is 100% performance-based. If we do not get you funding, we do not get paid.

We will provide you with written instructions regarding payment for our service, which will be due after you receive your funding.

We collect our back-end success fee via several methods of payment, including PayPal, Credit Card Charge Authorization Form, Online Balance Transfer, and Direct Wire. Instructions will be provided at the time of payment request.

Our standard program requires a minimum FICO score of 700 (680 case by case). Please keep in mind that more than credit scores matter. Clients who receive the most funding have credit reports that show that they have at least 4-5 open accounts with at least 2-3 years of strong credit history, an overall revolving/credit utilization under 30%, and a demonstration that they have borrowed money responsibly in the past.

Yes, if you have below a 700 credit score or bad credit, you can use a credit partner or someone with strong credit who's willing to apply for you. Please have them fill out the funding request form on this website to get a funding quote.

Yes, however, the bankruptcy must be at least 5 years old, and you have to have built a very strong credit history after the bankruptcy.

No, this is NOT a Merchant Cash Advance Program. Our Restaurant funding programs consist of unsecured cash term loans, traditional and revolving lines of credit, and high limit credit card funding with exciting terms. We have more worthwhile funding options, and they are not merchant cash advances. If you have had a bad experience with a merchant cash advance company or don’t want to pay outrageous interest rates, Dining Boost is a great alternative for those with a strong 700+ credit profile, or a credit partner with strong 700+ credit.

Yes, we do offer a referral program. If you know someone who needs funding for a restaurant, please contact us for more information on our referral process.

There are many reasons why you should work with Dining Boost instead of trying to secure funding on your own. Here Are 5 of The Most important Reasons Listed Below: 1.) We Work For You! We don't work for the banks. We work for you, to get you the absolute most funding possible; much more than you can obtain on your own walking into a bank. 2.) Get Up To 20X The Funding! We help you get up to 20 times what you can obtain on your own, with lower interest, much longer terms, and FASTER. Most banks will take weeks just to tell you No. 3.) 100% Done-For-You Application Process! We do all the hard work for you, and complete and submit your applications to our select group of lenders; lenders that we've had access to for years (Lenders That We've Been Able To Utilize To Secure Funding From For Restaurant Owners, Chefs, Restaurant Managers, As Well As Other Typically Difficult To Fund Clients). 4.) We Know Which Banks Will Say Yes, and Which Will Say No! It's our knowledge of the banks that make the funding process happen, not just submitting applications. We know the banks and their EXACT guidelines (guidelines they don't advertise to the public). We know which cities and states each financial institution will allow (not all banks lend in all areas). We know how many inquiries each financial institution will allow. If you have just ONE more inquiry than a certain bank will allow (even with an 800 credit score), you will be denied and rejected. Because of inquiry sensitivity, we know in which order each application needs to be submitted. We also know which banks run a soft credit pull (one that does show on your credit report). And Lastly, we know exactly which banks match your credit profile (how many open revolving accounts are required, balance ratios preferred by the lenders, and much more). Applying for funding on your own can not only ruin your credit, but just ONE bad inquiry can cost you up to $20,000-$100,000 in funding - Why Risk It? 5.) We Secure 100% Non-Dilutive Funding For Restaurant Owners, Managers, Chefs, and More! Due to the common difficulty in getting traditional funding, restaurant owners are often forced to pay high-interest and give away large percentages of their business to investors, in order to secure funding. Dining Boost gets 100% Non-Dilutive funding for restaurant owners, managers, chefs, and more! You now have instant access to funding, without costly investors, or being forced to give your business away, just to get much needed funding.